Hello DBates and welcome back to JustAnswer. I am truly sorry to hear of the problems you are having with your in-laws. I have to say that in more than 30 years of practicing law, this is one of the most incredibly sad stories I have ever heard.
Unfortunately, this is also a very complex situation, regarding which I can give you only the most basic suggestions. What you really need to do ... what you must do ... is consult with a local attorney who can review all of your paperwork, such as it is, and give you a thorough analysis of your situation. You can find a lawyer by contacting the Tarrant County Bar Association Lawyer Referral Service though their webpage at:
The phone number for the lawyer referral service is near the bottom of the home page. You should call them on Monday to make arrangements for an initial consultation with a local attorney.
In the meanwhile, here are my thoughts on your situation:
First, do not be reluctant to cause a scene or embarass these people, even though they are your husband's parents. What you have described is absolutely despicable and they deserve no consideration whatsoever. In fact, on the contrary, you should consider going to the local newspaper and telling your story so they can publish it. Perhaps public shame will cause these people to do what's right.
Second, I wouldn't be too concerned about them suing you. In fact, you should discuss with the attorney you see the possibilities of suing them. You have a contract
, even though it was not reduced to writing, and are entitled to have that contract enforced. You are also entitled to an accounting of the status of your payments and the amount still due.
Third, as far as taxes are concerned, you should continue to claim deductions for your payments to them as if they were complying with your agreement. You have no control over what they do on their taxes, but frankly shouldn't care. You do your taxes the way they should be done. If they take unauthorized deductions it will be up to them to square up with the IRS and you shouldn't worry about that.
Fourth, do not worry too much about being thrown out -- if they want to do that, they will have to file a lawsuit, which will give you the opportunity to present all of your evidence and to show the court that you are actually buying the mobile home, that you are current in your payments and that there is no legal basis upon which to force you to leave.
Fifth, you are not required to repay gifts. So, unless you agreed in writing to repay these gifts, it will be difficult for them to convince anyone that they were intended to be loans. Under the circumstances you have described, it is unlikely that any judge would order you to repay those gifts.
Sixth, yours is a very sympathetic situation, particularly in light of your husband's health problems. It is incomprehensible that his parents are treating you and their grandchild this way and, even more so, that they are treating their son like this, given his disability. Anyone looking at these circumstances objectively is going to recognize that you are being taken advantage of by your in-laws.
Finally, do not let these people bully you or push you around. It is probably difficult for you -- and perhaps even more so for your husband -- to stand up to his parents. But, you should do so without hesitation or reservation. Your feeling is correct -- this is very, very
wrong and you should not let them get away with it without a fight.
As I said above, contact the Tarrant County Bar Association on Monday and get started doing something about this. And good luck to you and your husband. If you have any other questions, please let me know.