How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Thomas Swartz Your Own Question
Thomas Swartz
Thomas Swartz, Attorney
Category: Legal
Satisfied Customers: 3121
Experience:  Twenty one years experience as a lawyer in New York and New Jersey. Former Appellate Law Clerk.
8370490
Type Your Legal Question Here...
Thomas Swartz is online now
A new question is answered every 9 seconds

is there a statute of limitations on collecting life insurance

Resolved Question:

is there a statute of limitations on collecting life insurance benefits in michigan
Submitted: 8 years ago.
Category: Legal
Expert:  Thomas Swartz replied 8 years ago.

Hello rdarkhaul,

 

There would be no time limit to collect on the life insurance policy itself. However, if you made a claim on the insurance policy, and if the insurance company denied the claim, there would be a statute of limitation to bring a lawsuit against the insurance company for denying the claim. And that statute of limitations would be the contract statute of limitations in Michigan which is 6 years. So, if the insurance company denied the claim, you would have 6 years from the time they denied the claim to commence a breach of insurance contract lawsuit against the insurance company.

 

However, I must add that the insurance policy might have some provision requiring you to give them notice of your claim within a certain period of time, and that might be valid reason for them to deny the claim.

 

Thomas

 

Thomas Swartz and other Legal Specialists are ready to help you

Related Legal Questions