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By his estate - would a life insurance benefit be considered estate? Also, isn't there something about credit card insurance?
The only thing I have financially is the life insurance benefit which I have in a CD - can they attach that?
If they can attach the CD - should I put it in my daughter's name -??
WOW - Thanks for answering so soon!
There is really no Estate - just the life insurance that went directly to me!
There was no "will" or anything to go through "probate" as far as I know>
He died a little over two years ago - in a single car accident - we had just moved to a new town and county - I totally fell apart.
We did not have our mail forwarded -
So I found out about a debt because a collector called - that is when I did a credit check on myself.
I didn't know what c. cards he had - and after his death - I am just now getting back mentally and physically.
I am 61 and at the time of his death my husband was 52 - the accident happened in 2006.
As far as my knowledge - I am was not on any of his c. cards -
Possibly they got my information - because we were married?
He had some kind of insurance on the cards - and I would be the beneificiary?
The fact that my SS number has been involved and they have affected my credit - concerns me a great deal - how they got the information on me - ???????
Would it be a good idea for me to change the name on the CD?
My daughter is the only one - and she is the beneficiary already.
It is only for $100,000 - which sounds like alot - but really isn't.
That is the only money I have - except for a "widow's pension" of a total of a little over $700 - a month.
OK - will write to them with a copy of death cert.
Will definitely have to check -
Thank You so much for your advice!
Wish me luck!!