How JustAnswer Works:

  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.

Ask KimberlyLaw Your Own Question

KimberlyLaw, Attorney
Category: Legal
Satisfied Customers: 3848
Experience:  10 years of legal experience in various fields of law.
Type Your Legal Question Here...
KimberlyLaw is online now
A new question is answered every 9 seconds

home was going into foreclosure ,i was desperate for help ...

Customer Question

home was going into foreclosure ,i was desperate for help called home solutions entered into buy back program. asked if this was a quick claim and was told no. found out later that house had been taken out of my name . deed showed that my wife and i had signed this document in the presence of a notary that was never present when we signed paperwork. later found out that home solutions never made payments to mortgage co. on time and was later contacted by mortgage co. that check was no good and that checking acct. had been closed. i was later contacted by a person who informed me that the owner of home solutions was in divorce court and that the contract was transferred to him. do i stand a chance   ks douglasville
Submitted: 7 years ago.
Category: Legal
Expert:  KimberlyLaw replied 7 years ago.

Hello, I am happy to answer your question.

I am so sorry for your troubles. What has happened to you is a crime, and you should report it immediately. Call the attorney general and file a formal report. They might be able to help you get compensated for this unbelievable behavior.

This is very serious because you could not only lose your home, but also any equity that you have in it. Please gather all documents that you have from the purchase of your home, from the mortgage and from the interactions with home solutions.

Then immediately report this, because you should not lose your home over this.

I would also immediately call the attorneys representing the bank on this. Tell them that the transfer that took place was illegal and that you demand for them to reinstate your mortgage. It is in their best interest to work with you now as well, because if the transfer of the deed was no good, then they have no security interest in their mortgage. Start writing letters to them to create a paper trail, and follow up with phone calls.

I hope this helps. Good luck.


KimberlyLaw, Attorney
Category: Legal
Satisfied Customers: 3848
Experience: 10 years of legal experience in various fields of law.
KimberlyLaw and 2 other Legal Specialists are ready to help you
Customer: replied 7 years ago.
to add to this situation my wife, which is a notary out of desperation put the title back in my name.the person who is assuming the contract wants us to negociate a rental amount and also that he is going to contact his attorney to get a disposition to put the deed back in his name because we forged his name. i am suppose to contact him today and make a new agreement with him and he wants us to quick claim the deed back to him . should we do this and how does this jeopardize our house because we are trying to refinance. pray for us.
Customer: replied 7 years ago.
Relist: I still need help.
posted additional info pertaining to case . should i contact mtg co. attorneys or what attorneys are you referring to.
Expert:  KimberlyLaw replied 7 years ago.

Ok, so what was done with the title that was put back in your name? Isn't the mortgage now in the name of home solutions? Was anything done with the forged title, was it filed? Even if it was filed, it is fraudulent for the home solutions to sign over the deed back to you when the mortage is in their name, so that deed would be challenged in court by the bank at the time of sale or foreclosure.

Here are my thoughts. Obviously you and your wife both know the implications of forging such a document. Especially for your wife because she could lose her notary license.

If nothing was done with that title, then do nothing. Don't do anything else until you go to court. This guy took advantage of you, and I understand that you acted out of desperation, but it will look very bad that you forged this document.

Go to the attorney general and court immediately.

The attorney you need to speak with is the attorney representing the bank. They will be VERY interested in your story - no need to mention the last deed unless it is absolutely necessary. I hope this works out for you.

Take care,


JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

  • Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises! Gary B. Edmond, OK
< Previous | Next >
  • Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises! Gary B. Edmond, OK
  • My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer. Eric Redwood City, CA
  • I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight. Michael Wichita, KS
  • PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent. Three H. Houston, TX
  • Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!! Elaine Atlanta, GA
  • It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem. Tony Apopka, FL
  • Not only did he answer my Michigan divorce question but was also able to help me out with it, too. I have since won my legal case on this matter and thank you so much for it. Lee Michigan

Meet The Experts:

  • Tina


    Satisfied Customers:

    JD, BBA Over 25 years legal and business experience.
< Last | Next >
  • Tina's Avatar



    Satisfied Customers:

    JD, BBA Over 25 years legal and business experience.
  • Ely's Avatar


    Counselor at Law

    Satisfied Customers:

    Private practice with focus on family, criminal, PI, consumer protection, and business consultation.
  • JPEsq's Avatar



    Satisfied Customers:

    Experience as general attorney, in house counsel, SSDI, Family Law attorney, and law professor
  • Law Educator, Esq.'s Avatar

    Law Educator, Esq.


    Satisfied Customers:

    JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law
  • FiveStarLaw's Avatar



    Satisfied Customers:

    25 years of experience helping people like you.
  • Guillermo J. Senmartin, Esq.'s Avatar

    Guillermo J. Senmartin, Esq.


    Satisfied Customers:

    7+ years of experience handling various legal matters.
  • Dimitry K., Esq.'s Avatar

    Dimitry K., Esq.


    Satisfied Customers:

    Multiple jurisdictions, specialize in business/contract disputes, estate creation and administration.