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Your final decree will spell out whether or not, and when to remove her from your health insurance. If it's costing you extra right now, ask her for the money.
Are there any children?
Were you thinking about keeping your kids on the health plan?
Really, health insurance is going to be a negotiated item. I wouldn't advise you to remove anyone from your plan until your divorce is final. Say you removed your wife, and she got hurt before the divorce is final. You could be liable to pay the costs!
If you two are on cordial terms I suggest you "meet." Draw a line down a sheet of paper and put your assets and debts on one side and hers on the other. Try to agree on as much as possible.
As for the children, try to work out your own schedule for custody and visitation.
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