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If a judgment was obtained against you because you were not properly served and thus not given notice of the action pending against you, you have the option of filing a motion to vacate the default judgment. This will remove the judgment against you and give you a chance to respond to the original action. Aside from filing the motion, you could also contact, or have an attorney, contact opposing counsel to see if you can stipulate to set aside the default judgment and allow you to respond to the Complaint.
You may consider seeking the advice of local legal counsel to help you navigate through the legal system.
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