It is possible that her credit card debt might effect your credit rating. You have accomplished a good first step by requesting the documentation. You might be able to escape liability if your wife did not have the capacity to understand the charges. She might be able to escape liability as well. Close the account asap, inform them of your wife's mental condition, and get the records. Tell them that she might not have the requisite mental capacity necessary to accept a contract
. Get her medical documentation that supports this. You should also consult with a California debtor lawyer. You can find them by this search: "California debtor lawyer/attorney". Good luck.
I hope that I have helped, answered all of your questions, and that I have provided you with useful information. Please contact me if I have not answered all of your questions. If my answer is satisfactory please accept it. I really appreciate positive feedback.
In the future, you can specifically request that I work with you on your legal question. If you have specifically requested that I answer this question, thank you.
Please be aware that my answer is not legal advice, it is merely information. You and I have not entered into an attorney/client relationship. The only way that I am legally responsible for your legal rights is if you have signed a written retainer agreement with my law firm.