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Ask NOT LEGAL ADVICE! Your Own Question
Category: Legal
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Experience:  Information provided is for entertainment puposes only and is NOT legal advice.
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What makes a legal contract ( Mortgage loan) null and void

Resolved Question:

Our mortgage loan application was forged with my signature. The one I filled out was shredded and a new one in its place with an inflated income.The final HUD statement that was certified to be true was also forged. And the day of our closing the notary left our home and took all the docs with her stating she would make copies .But she never came back. You answered our first question stating that if I could prove this the loan would be voidable. Based on what code do you get your answer. What case law can I look up to support your answer
Submitted: 9 years ago.
Category: Legal
Expert:  NOT LEGAL ADVICE! replied 9 years ago.

Hello and welcome to Just Answer.

Below is the appropriate statute:

New Jersey Property Laws Section 46:2-2. Frauds or forgeries not validated. Nothing in this title contained shall be construed to make good, valid or effectual any fraud or forgery, made or used in or about any powers of agency, letters of attorney, deeds, writings or records, last wills or testaments, bargains and sales, or other conveyances of estates of inheritance, grounded thereupon. Reference

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