Have Legal Questions? Ask a Lawyer Now.
Hi and welcome
Does it call for 1. an appearance or 2. does it have an allegation or numbered paragaraphs with a series of allegations with a directive that you serve and file an answer within a certain time?
If it is a small claims court action, I probably can walk you through it. If it is a higher court, you should get a lawyer. If you tell me what kind of case and the nearest large city in NC, I can get you a link to a list of lawyers who handle your kind of case.
I can get the lawyer link. But before I do...do you have any defenses to the action? How much is the suit for? Have you tried negotiating a settlement?
I'm a spiritual man, but prayer goes just so far! I may be able to help you to the surface. This is not going to just go away. By defense I mean, are any of the charges inaccurate? If the amount is really the $11,231.66, how much is interest? Lawyers or collection agencies are usually willing to accept less than the full amount and/or take it over time in monthly payments. What can you afford? Any family or other resources to help you over this?
You need to call the lawyer and negotiate a settlement. You can't afford a lawyer to defend the suit and it doesn't sound like you have a defense anyway. You have to be strong and yet sound sympathetic at the same time. You can do this!
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).