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I found a great link that answers many of your questions concerning Title 19 and what she can keep and give away and how it is affected.
See the following link:
It covers the following topics:
About this article...What is Medicaid or Title 19?What assets can I have and still qualify for Medicaid to pay for my nursing home care?What about my house?If I am married and need to go to a nursing facility, may my spouse at home keep any of our savings or other assets?Can I transfer or give away my assets or property?What happens to my monthly income if I am in a nursing home?How may my spouse at home get more of my income?Does my spouse have to pay for my nursing home care from his or her income?How do I apply for Medicaid?
This should answer your question.
HEre is a link that deals directly with Iowa Title 19 and it is from the Iowa Department of Human Services. It also states on their page that if you have questions you can call them.
For further links to more information go to Yahoo or any other search engine and type in Iowa Title 19.
I think your best bet is to keep trying to call them. My secondr suggestion would be to call a lawyer in your area who deals speciifically with this area of law and go in for a free consultation. It is difficult to do more than point you in the right direction unless one specializes in this area of law. Alot of what we answer on here is more general information and is not intended to legally solve a particular problem but to lead people to the resources they need in order to find the right person who can help them.