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When does your lease end? Have you been told that the bank wants you out by anyone?
If you are month to month, your lease could be terminated on 90 days notice if the property is transferred to the bank as it would probably be treated as a foreclosure. Cash for keys arises when the new owner wants you out and you have a lease for a fixed term that cannot be terminated early. Since you did not sign a lease you are not in that position so I doubt there would be any reason for the bank to want to pay you to move.
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