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Unfortunately, even in the case of a foreclosure, a tenant never gets to stay on the property rent free. So the rent would be owed for the months that you were there and the bank can legally hold you responsible for that.
As for anything else, if there was an agreement for you to move out as of a certain date, as long as you did so, then that would formally end the tenancy so you wouldn't owe any rent after that. If they have filed a lawsuit then parents will just have to dispute their claims and show proof that they had moved out in accordance with any agreement, received the agreed on money, and are not liable for Sept and Oct.
If they are suing for a money judgment as well as for possession, then if they get a judgment, they can get a wage garnishment against whoever is named as a defendant in the suit. And yes, once they get a judgment, and any appeal time expires, typically 20 or 30 days, then they would be able to pursue other collection efforts like levying on non retirement bank accounts to collect.
But historically a bank is not going to go to the time and expense of garnishing and levying unless it is a large amount simply due to the time and effort involved.
I am actually kind of surprised they are suing because normally they will just write it off and walk away once the tenant gives up possession as long as it hasn't been a bitter fight... Ego comes into play then..
It isn't unusual for the attorney for the bank and the realtor to not communicate well. They really don't care about what the other is doing..
So it is very likely that the attorney has filed this assuming that they are still there..
I think that it is definitely worth trying to contact the attorney's office to let them know that parents have been gone since August and the realtor was fully aware of that as they returned the keys to him/her.
If they know that parents are gone, they may then contact the bank and ask if they want to proceed.. Paying the attorneys $250-400 an hour to pursue this may not be something that the bank wants to then follow up on..