I am afraid this confirms my suspicions.
Breaking a lease in Maryland without penalty is limited to the following four reasons:
1. Military Duty (Civil Relief Act, 50 App. U.S.C.A. §§ 501);
2. Tenant is a victim of domestic violence of sexual assault (See here
3. Rental unit violates warranty of habitability (Maryland §8-211 et seq); or
4. Landlord is harassing the tenant.
I am afraid that state law simply does not provide a right to break the lease
in a case that (1) one's neighbor is threatening you, and/or, (2) due to a financial change in your life.
Unless one can prove that the landlord or one of their agents is somehow involved in the harassment which was initiated by the downstairs neighbor (which would fall under #4), this is simply not an option. I am very sorry.
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