1. At the outset you need to realise that it is perfectly feasible for the student loan group to sue you in France on the basis of the money owed in america. There is nothing preventing them suing you in France and getting judgment against you in France. This can then be enforced against any assets or property you may have in France. However, if you have no assets, then they cannot get blood out of a stone! But ignoring the problem will not make it go away. It will simply encourage the holder of the loan to sue you in France and see how far they get.
2. So consider carefully what is the best long term strategy to adopt and don't simply stick your head in the sand.
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