in 2007 we made a mortgage application in my husband's sole name, sole title initially, and that was approved. however prior to closing we asked in our local branch if we could put the mortgage in joint name and joint title, and they agreed but we didn't get it in writing.
on that basis we instructed our solicitor accordingly, but the head office subsequently rejected this. Although we are now prepared to do the mortgage in sole name and sole title, it seems like the head office believe the agreement has changed. I'm worried that the delay will allow them to argue this case.
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