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Your combined income of $11K for a household of 4 is not going to meet the regulations which require $30,375
His income from his Ebay sales, etc will not be sufficient to support his claim that he makes the required income.
The direct deposits only show what he is paid for the goods. It does not show what he paid for them and the profit he made selling the goods.
USCIS will not accept that as evidence of income because it is not income after costs.
He has to have either an audited financial statement by a CPA which shows what his costs are and then shows what the net income is. Then he has to pay taxes on that income, self-employment tax, medicare taxes, social security taxes, etc.
Only after all that is deducted from his gross sales can he show what his true income is.
Also since it has only been a short time, NVC will not feel this is guaranteed income, that it will always continue at that amount.
You can use anyone as a joint sponsor. They do not have to live with you and do not have to be a relative. As long as they are a US citizen or a permanent resident and live in the US they qualify. It has nothing to do with you being unemployed.
You have one year from the date the case is sent to the NVC to complete the requirements of paying all fees and providing all documents, including the AOS.
When your I-864 and 864A are rejected you will have an opportunity to provide a joint sponsor.
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