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Hello, My wife is studying in a university right now, doing her graduation. Currently she has medical insurance with her university which is A I G insurance, and she is added to my insurance as well (as an dependent).When ever i visit doctor i fill paper work as, A I G is her primary and my insurance is secondary. And the doctors office is billing the same way.I called my insurance and told them about the primary A I G (Student Insurance), My insurance company replied stating that; as it is a Student Insurance they will not coordinate the benefits with student insurance company. They will consider my insurance as primary as-well. Now she has two primary insurances. Is it legal to have two primary insurances on her name?And when my insurance company pays a claim they see a part of it has been paid, they are thinking that i paid it to the doctors office, and sending checks on my name.I called doctors office to find out if there is any pending balance, and they replied NO.I called my insurance company and told about 100$ check, they told that it on my name and i can do whatever i can. I am confused right now, do i need cash the check or make her student insurance as secondary. Please help.