First off, life insurance is pretty competitive these days, and companies want your business. Health insurance, on the other hand, is trickier.
With your height of 5'8" your Body Mass Index (BMI) is 27.4, which is considered in the "overweight" but not "obese" category. Your Total Cholesterol and your LDL are high, but you also have a high "good" cholesterol.
So, what the insurance company will do is take this information: your age, your BMI, your blood pressure, whether or not you smoke, what diseases you have, your cholesterol, and calculate your life expectancy. (By the way, if you would like to do your own estimate, go here
Based on that, the company will determine which "risk" group you fall into. Most likely you will not make it into the "good" risk group which has the lowest premiums. I suspect you will have a higher premium than if all your labs were normal. The one issue that might affect it is smoking: if you smoke, expect much higher premiums.
Oh, and depending on the amount of insurance, the company may insist on a medical exam. If you are getting a million dollar policy, for example, they most likely will want to get an exam to make sure you're telling the truth.
Hope this helps.
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