I am sorry you are having such problems. You would probably best get info for the insurance carrier. Here is a link for you, scroll down to the paragraph on finding a provider. From what I have read, it seems that you can see a specialist, pay the bill, and submit the paid bill to the insurance company.
Here is a list of dermatologists in your area that you might try calling:http://www.revolutionhealth.com/care-providers/search/search?search%5Bstate%5D=TX&search%5Bspecialty%5D=7&search%5Bdistance%5D=25&search%5Bprovider_type%5D=doctor&search%5Btype%5D=provider_search&search%5Bcity%5D=Hurst
Pediatricians or Family physicians may be able to help for common skin conditions.
I hope this helps you and your family. Thanks for writing JA, take care, If you have further questions, please let me know. Paula