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Hi there, according international law never they could use Uk law against you for a contract signed in Germany
Even they have to get that the debt will be recogniced in Germany first by court...
So, answering your main question, UK law could not be used at first step, thay have to get the debt recogniced in UK first
really I have no idea how long it takes in Germany, in Spain is 15 years
In all cases, to bring the case in UK, is legally very hard.
The procedure starts making the debt real according UK law ( It could be done by international agrement or after a court procedure)
Once the debt becomes real in UK (if they get it) they could use the UK law against you
My experience says that for few money they never makes international procedures againts privete people. Expenses are very high and the risk is big
So, if you owe them less that 100.000 euros, my advice is that you do not take care for them now. If they really goes into court take care, but I think they just are making you afraid of them. Do not be scared, fear is their better weapon
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100.000 euros 100k
Under this money I think they s¡do nothing against you far away that writting and calling you...
Write and call is cheap, going into court is a lot of money to aseume riskes
They are using a UK company to scare you Some people pays just with that, most of them dont when they know their real chances
I think that the best way for you is to write the bank in Germany ordering them to erease your personal data and denying them the right to give them to thirt parts ( Uk company) This is the first step. European law gives you the right to limitate the right of companies to have your personal data
Once you do it, let the UK company that they do not have right to use your personal data and give them instrutions to erease them
They are force by law to do it, They do not have right to get them against your will
If they go ahead and try to sue you at court, the first step will be to explain wahy they have your personal data when you have denied them this right .. The fine for that is 60.000 euros
So, forget them and use all the ways you ahve to majke them the procedure as hard as possible
I gently ask for a good rate of the service
Each country has his owns tamplates and places to denunce the facts
Have a good day
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