Ask Experts & Get Answers to Your Questions - ASAP
Went ahead to research some various Canadian insurance companies that you can inquire with further about rates and coverage for your property and home.
Afraid that I have been unable to locate anything specific as many of these insurance companies I believe offer third party insurance separate from a regular policy. Will then opt-out for another expert who might know more about insurance to possibly assist.
Only a certified insurance agent can tell you what is or is not available for your particular situation. Any tradesmen you hire should have their own insurance though. If they are hurt on your property, their insurance pays.
All the best,