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My name is Mike
are you available
Hi. What question do you have?
What question? I have the one where you are asking about your son and his girlfriends car at college
Hi Mike. I didn't see your intro. Yes, what question do you have?
your concerns are regarding a potential accident
Sorry, it said "you" have a question for me about the situation I presented concerning my son.
Well it was possibly just an error
It's strange, but I can't really see your question in the tiny window. He was no in an accident. I was just asking if he could drive her car since he has no car, thus no insurance.
Yes he can
basically its going to be covered by her insurnace
assuming she has "other driver" coverage
so this is something he/she needs to ask her or her parents about
because not all insurances cover other drivers
But as long as he has his license and can legally drive, he can driver her car
Ok. So it's called "other driver" coverage? I don't know if "I" have that. I'll check.
The vehicle is insured to be on the road, its usually a law in just about every area
But for example there are some companies that have an option to insure other drivers as opposed to the "primary" driver only
so in other words if the girlfriends car is actually registered and insured to HER parents, she is probably covererd
I will have him check...I'll also check mine! Thanks
does that help answer your question?
She isn't covered on her parent's policy. She has her own policy. She's 26.
Ok so he just has to check her policy
Yes, it does. Just to be clear, she should call her company and ask if they have "other driver" coverage, correct?
The company may just call it "additional driver"
or something of the like
she is the primary
just make sure it covers "guests"
As long as she explains the situation, they will know exactly what she needs
however she may already have that coverage
as some have that as "standard" coverage - again, its just dependent on the insurance company and the coverage