The Insurance applications are very comprehensive and they will ask about medications, Dotors seen, Dates, Ilnesses, etc. If there is anything in the history they will deny coverage.
There are a couple of options available. The first is the Govenment now has a Pre existing Inusrance that is available once you have been off Insurance for 6 months.
You can read about this covereage here: http://www.healthcare.gov/law/features/choices/pre-existing-condition-insurance-plan/index.html This company will require a denial letter from an insurance company and proof that you do not have current insurance.
The other option is there is an interim policy available that offers some Doctors visits, but it is not considered heath insurace and does not cover presctiptions. This is some information on how to go about getting one of these policies: http://www.ehow.com/how_2100009_find-health-insurance-uninsurable.html
I have recently gone through this because I lost my health insurance due to Lupus. I have now applied for the Pre existing Health Insurance and awaiting approval.
The pre existing policy may be the best chance to have coverage.
The insurance companies will dig deep and will not accept you if you do not give names, addresses and phone numbers of all Doctors, Illnesses and Medications. There is no getting around their questions.
It took me over an hour to just go through and answer their questions for each individual illness. If you do not answer as far as who has been seen for the illness, and type of medication prescribed, they will deny you.
Even being seen for blood pressure brings a whole new set of questions. The information is kept on file. It does not matter how long it has been since you were seen by a doctor for the problem, you will be denied.
The company I applied for to continue coverage I had been with preveiously, still turned me down after caring for me for almost 20 years.
The company applying to will also ask for past insurance information and will get the information from them as far as care, Doctors, etc.
They generally do not ask what pharmcy you get your meds from, but each company may slightly differ.
In the most ideal situation the Pre Existing Insurance is the best chance of getting insurance with what you have explained.
I applied using the online application, since they want all details. I felt they wanted my life story and first born too.
Once I sent it in application, it went to what they call their underwritting department and they sent me a written denial letter. I immediately replied to the Pre exhisting Insurance and now waiting my card for the insurance.
The company had all the records from when I was with them. They also contacted the Doctors for records too. They do not let the slightest thing slip by, in order to get out of accepting you.
I have found the only way I could get insurance is through the pre existing insurance.