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SpecialistMichael, MS, CSCS
Category: General
Satisfied Customers: 508
Experience:  Senior Information Specialist
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Can a person get SSDI if theyve never worked? What will happen

Customer Question

Can a person get SSDI if they've never worked? What will happen to their outstanding debt because they'll never be able to work. will they still need to pay their student loans? Does Medicaid take away assets before they pay for medical coverage?
Submitted: 4 years ago.
Category: General
Expert:  SpecialistMichael replied 4 years ago.
It is generally known that SSDI is based from work history and your social security number. If you have no work history(or next to no time paying in) you will not receive SSDI.

In regards XXXXX XXXXX student loans, there is a "discharge" eligibility for the permanently and totally disabled. There is a saying there is only a few ways to escape student loans because they will follow you relentlessly. Typically to qualify for your total disability is a strict medical "approval" to truly prove the disability is appropriate for student loan discharge.

As quote by the Sallie Mae website "The standard to determine disability for loan discharge may be different those used for occupational disability or eligibility for social service or veteran's benefits."

For the exact information and how applicable it is to an individual you can visit the disability discharge website HERE which contains outlines for physicians, the loan holder, borrower and veterans. For specific outlined information for the borrower you can click HERE.
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