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A debt collector cannot garnish social security unless the debt is for taxes or child support or student loans in certain instances.
In Wisconsin, pensions are also exempt from garnishment to the point where you need them to live
However, when your pension or social security goes into a bank account, then they can freeze your bank account.
You can later try to unfreeze it by telling the court that only social security and/or pension are in the account, but you have to be very careful not to put anything else into those accounts or it will be very hard for the court to distinguish between other funds.
In addition, if you have property like a house or car that have any value in them, the creditor can put liens on those pieces of properties and can try to levy the vehicles
So while the actual funds you receive from social security and pensions are pretty much safe, property is an issue and so are bank accounts
there is nothing else in there. how long can they freeze it for. social security has to be elecrronically put inn this is on a catalog order. part of it was by identity theft. i offered to pay my share and they ignored it i guess. can they do anything if i pay small payments
did you get my last question
well, it depends
Once they freeze it, you have to go to court on the hearing date and explain the situation to get it unfrozen
so it may be frozen for weeks or even a month or so
If you have an identity theft issue, you should file a police report and that may protect you further as well if they try to collect by proviing it was not your debt
then they have to prove that you actually signed for the debt
how much do you owe?
my part is four hundred all of it is 1500
I would say they probably won't freeze your bank accounts for that amount but I can't give you a definite
this was done over the phone. no signature on this order
Then I think they have a really hard case to prove, most of the time they will just bother you over the phone but not much else will happen
thank you so much Linda you may hear from me again