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There are many credit repair services and tutorials....the truth is,, that it does take time to repair credit. The link below received kudos from many people who found their tutorial helpful. I'm hoping it will prove helpful to you as well. They actually provide an online consultation as well to show you where to start.
Another site that has free help - http://www.expert-credit-advice.com/free_credit_repair.htm and is approved by the BBB.
Last but not least - http://www.newcleancredit.com/ - any of these should point you in the right direction and help you solve the problem.
Please let me know if I can help further.
Sorry I didnt specify I dont want an online service rather face to face like a class structure.
Brooklyn Queens Manhattan all will be fine
thank you for the additional information. Everyplace (almost) that I was able to locate charged fees, although most had money back guarantees. This one did not charge a fee... http://villagevoice.backpage.com/FinancialServices/get-your-free-credit-repair-manual-and-kit/17633075
Let me know if they are able to help.......
its a kit they on line not a class setting.
Here ya go! This service offers help -- mostly geared to improving credit ratings in order to purchase a home, but I would call and see if they can assist you even if home buying isn't in your plan.
I will call it looks like its more geared to walk you through how to buy a house, which is very helpful, but I wanted the focus on just to fix my credit. I saw not long ago in a brochure a class on how to fix ones credit given in one of the colleges and I misplaced the add. I called the local colleges continuing education dept to no avail. I will call the # XXXXX the site that you recommended and I will let you know.