If someone has an email address they can receive money through Paypal. The catch is that they have to have their bank account linked to Paypal in order for Paypal to send her funds. Truly, it is just as fast to mail a personal check to your friend in the Philippines if she has a bank account and can get it cashed there. That is also what Paypal would do if she doesn't have a bank account linked to them. If she doesn't have a bank account, then Western Union is the fastest way to get cash to her.