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Tyler
Tyler, Professional Researcher & Musician
Category: General
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Experience:  B.M & M.M.. Skilled at in-depth research. Former police officer.
21042015
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I give a check to the dealership to hold until I paid the down

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I give a check to the dealership to hold until I paid the down payment in full. I completed the paperwork and I was allowed to drive the vehicle off the car lot. I received a call stating i need to return the car to the dealership. I been driving the car since 6/02/2010. I was inform the a repo will go on my credit report if i refuse to pay. my first payment is schedule for 07/01/2010
Submitted: 4 years ago.
Category: General
Expert:  Tyler replied 4 years ago.
Hi, what is your question exactly?
Customer: replied 4 years ago.
What would be the wise thing for me to do? return the car or do i have any other options? I'm in the state of Texas.

Expert:  Tyler replied 4 years ago.
Apparently your financing didn't go through is what it sounds like. Sometimes dealerships will let you take the car if they think they will be able to get you financed. They can take weeks to work on getting you financed. If they can't, they can demand return of the vehicle. Of course, your down payment would be repaid. You will see all of this in the fine print of your contract. If you can't get financing, then you can't pay for the vehicle. That means they can take it back. You can see if you can secure financing options on your own, but you would have to work it all out with the dealership. Until then, you will need to return the vehicle.



My information comes from personal experience. If you need a legal opinion, please let me know and I will transfer this to the appropriate category.




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Tyler, Professional Researcher & Musician
Category: General
Satisfied Customers: 4456
Experience: B.M & M.M.. Skilled at in-depth research. Former police officer.
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