Hello, my name is ***** ***** I am the fraud expert who will be assisting you today.
I'm currently working on a reply to your question and I'll be back shortly with your answer. Thanks for your patience.
If you would prefer to speak on the phone for an additional small fee to get your question answered faster, please let me know and I can make that happen.
Hello again you are speaking to a human person. I am in the process of preparing your answer for you. Please just give me a few moments and I will be right back with you. Thanks for your patience.