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Zoey_JD
Zoey_JD, Criminal attorney
Category: Fraud Examiner
Satisfied Customers: 23537
Experience:  Active member of the NYS bar since 1989
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The Hong Kong and Shanghia Bank Corp,. out of DC, is calling

Customer Question

The Hong Kong and Shanghia Bank Corp,. out of Washington DC
JA: The Fraud Examiner will know what to do. Please tell me everything you can so the Fraud Examiner can help you best.
Customer: is calling me and has apporved a loan of $4,000.00 asking for my checking account info to process the loan is this a scam
JA: Oh, dear. I'm sure the Fraud Examiner can help you. Is there anything else the Fraud Examiner should be aware of?
Customer: need help before I agree
Submitted: 2 months ago.
Category: Fraud Examiner
Expert:  Zoey_JD replied 2 months ago.

Hello,

I'm Zoey and I'll be assisting you. Are you online now?

Expert:  Zoey_JD replied 2 months ago.

Was this an unsolicited loan? That is, did you apply for it or did they just call you out of the blue? Nobody legitimate just hands out $4,000 without a comprehensive credit check. So if you didn't fill out a loan application but they are contacting you and saying they have money for you, it's a scam.

Never turn over money or sensitive personal identifying information to anyone under circumstances like this. Any unsolicited contact with news that is much too good to be true is ALWAYS a fraud. They are phishing for enough information from you to commit identity theft.

They do not need your bank account to process a loan.

Customer: replied 2 months ago.

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