Hello, my name is***** am a qualified lawyer and I will be assisting you with your question today.
Please can you provide me with the contact number you had for them, which I understand is no longer in service. Thank you
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My name is ***** ***** I am a different expert. I can assist you with this if you still need help.
As you have already figured out, youi're the victim of a loan scam. It is illegal in the US to condition the payment of a loan on the payment of an up-front fee. No legitimate lender would charge such a fee.
Of course, scammers won't call it an up front fee. They will claim it's collateral or it's a refundable deposit, a transfer fee or something else that may sound logical to you. But all the same it's an up-front fee. Any bona fide lender would subtract any real expenses from the cash they have set aside to lend you and just give you the balance of the loan. It also goes without saying that a real company wouldn't want a payment with iTunes cards. The only reason for that request is that it makes the money you have had stolen from you untraceable.
There is a real loan company in South Carolina called Advance America. It does businss as AARC, LLC and is lawfully registered with the South Carolina Secretary of State. It was incorporated in Delaware in 1998 and is an active South Carolina company in good standing with the state, meaning it is up to date on its annual filings and fees.
That said, you haven't been dealing with the real Advance America. Scammers are fond of using the names of well known companies or a variation of their real name to make you think you're dealing with a valid company. In this case, your scammer is actually Cash Advance America, and there are many, many scam reports about them on the web. In this scam report, the victim was told to send up front funds in by Money Pak. Here is still one more report about the same company, and I can find you more.
Scammers know how to disappear into cyberspace by disconnecting their phones and by having given you phony contact information. Finding them to get your money back is going to be a job for the police.
You should report the scam to your local police, to the FBI at their Internet Crime Complaint Center and to the Federal Trade Commission at FTC.gov. The only chance you have of getting your funds back is if law enforcement can find out who and where your scammers are and bring them to justice so that you can sue them or have them prosecuted for fraud.
I can give you one piece of good news, however. When you're the victim of a crime -- and you are -- your losses are tax deductible. So you can get some of your $1,270 back in the form of a deduction when you file your 2016 taxes.
If you would still like a phone call, let me know and I will be happy to contact you.
Just checking in to see if you need more help or any clarification of my answer. If so, please reply here on this question thread.