I'm Lucy, and I'd be happy to answer your questions today.
I'm sorry to say, this is a scam. Even if either of those people were the real president of Ghana, which they're not, they're trying to defraud you. If you actually HAD money in Ghana, no one could make you pay to release it. That's not a legitimate transaction, in any country. The president of a country has no ability to refuse or authorize a bank to receive funds - that's just not a part of governing. It's not something they do. And banks don't get to decide when money is transferred or released, either. The account holder sends instructions, money is moved according to them. Period. That's how banking works. A bank manager isn't your personal accountant.
And even if money WERE owed to the bank, and even if you WERE required to pay it before they could release your funds, they would simply deduct the money from what they're holding for you and send the balance. That's the fastest, easiest, and most logical way to resolve things. Banks don't have any interest in sitting around waiting for people to come up with money to pay them when the money is right in front of them in the bank. That would be a horrible way to do business - and it's not legitimate. Do not send them another penny. Cut off all contact with them. And file a Complaint with the Internet Crime Complaint Center, because they're stealing from you.
If anyone else contacts about this, refuse to speak them unless they are using an email address that ends in .fbi.gov. That's a legitimate government email address being used by a government employee who can help (and won't charge you).
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