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Zoey_JD, Criminal attorney
Category: Fraud Examiner
Satisfied Customers: 23563
Experience:  Active member of the NYS bar since 1989
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Trying to find out if "Home cash flow club" or "Your income

Customer Question

Trying to find out if "Home cash flow club" or "Your income gateway" are scams. I cannot seem to find a review on them.
Submitted: 8 months ago.
Category: Fraud Examiner
Expert:  Zoey_JD replied 8 months ago.
Hello, These terms are generic. I see many different companies called Cash Flow club. You'd have to give me a website. But here's one of several scam review of 'Your Income Gateway." All of these get rich quick/ work at home opportunities on the web are scams of one kind or another. The Federal Trade Commission, which is trying to close as many of these down as they can get to, recommends looking for a job that pays you. The ones you have to pay for, all too often won't even earn you enough to cover the cost of the program, regardless of what the pitchman says on his video.Most of the work at home businesses are notable only for their pushy marketing techniques and overstated claims. Any online infomercial that tells you that you can make good money by doing little or nothing at all is lying. At best it might make you some pin money. At worst you will spend more on the program than you will see for a profit..What these get rich quick hucksters don't tell you is that unless you have 24/7 commitment to grow a successful business, you won't get one. And despite what these companies promise, they don't deliver and they enrich only the founder of the company. Once your investment proves to be a bad one, when you look at the contract you signed, you generally discover that none of the results these companies seemed to promise were ever really guaranteed.The Federal Trade Commission, this country's chief consumer regulatory agency, has done a lot of work in this area going after work at home companies that prey on the elderly, the disabled, and the unemployed by offering expensive do-nothing programs that enrich only the company and defraud the consumer. They offer some advice as to how to evaluate a program or an online job that you see. You can check that information out here. and again here. And you just have to use your common sense. If you're looking into a US company, check then out with the Better Business Bureau and with the State Attorney General's Office in the state where the business is headquartered. (If you can ever find where that is) If they are not listed, if you can't get reliable independent track record, or if one of the consumer agencies above tell you there are a lot of consumer complaints about it, avoid them.Finally, because of the fact that businesses such as this one are largely predators, the Federal Trade Commission has mandated that these work at homes put a disclaimer on their site, telling prospective customers in accurate terms they can expect this business to bring in for them. Look for a link to a disclaimer in the fine print at the bottom of the site's home page. Sometimes it's called Earnings disclaimer and other times it's hidden in the Terms of Service link. If there's none there, the company is operating unlawfully. If it is there read it. In most cases you'll find that these companies don't stand behind their offerings and they guarantee you absolutely nothing. There are real jobs to be had on the web, but they pay you. YOu don't pay them. Here's a list of 100 legitimate companies that offer telecommuting jobs, as published in Forbes magazine. They won't make you an instant millionaire, but you can live on the salary, and they are real jobs. Good luck.

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