How JustAnswer Works:

  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.

Ask Lucy, Esq. Your Own Question

Lucy, Esq.
Lucy, Esq., Lawyer
Category: Fraud Examiner
Satisfied Customers: 27621
Experience:  Lawyer.
26798026
Type Your Fraud Examiner Question Here...
Lucy, Esq. is online now
A new question is answered every 9 seconds

A "CASHIERS CHECK" WAS DIRECT DEPOSITED TO MY CHECKING

Customer Question

A "CASHIERS CHECK" WAS DIRECT DEPOSITED TO MY CHECKING ACCOUNT. I SENT TO CHECKS BACK TO A LADY, SUPPOSEDLY HER INHERITANCE. AFTER MY CHECKS CLEARED THE CASHIERTS CHECK WAS WITHDRAWN.
I HAVE A CASE NUMBER ***** WESTERN UNION. IT IS(###) ###-#### THEY TOLD ME THE PERSON I CONTACT ABOUT FRAUD SHOULD CALL THEM.
BOB
Submitted: 10 months ago.
Category: Fraud Examiner
Expert:  Lucy, Esq. replied 10 months ago.

Hi Bob,

I'm Lucy, and I'd be happy to answer your questions today. I'm sorry to hear that this happened.

This is unfortunately a very common scam. Someone gives you a fraudulent cashier's check and asks you to deposit it and send them money (the reasons they give for doing this vary), and then the check bounces and you're out the money you've sent. Or they send you a direct deposit, take it back, and close the account immediately. Western Union and your bank are very limited in what they're able to do other than take down a report, but you can report the theft to the Internet Crime Complaint Center and the FBI will investigate.

https://www.ic3.gov/complaint/default.aspx

One of the most important things you can do right now is watch out for follow-up scams. Sometimes in this situation, the scam artists will have a friend contact you and offer to get your money back - for a small, upfront fee, sent via Western Union. It's just a more despicable part of the original scam. Don't fall for it. You can wind up throwing good money after bad and losing even more. The unfortunate reality is that most victims of these scams never get their money back, and no law enforcement agency would ever make you pay to receive the services that your tax dollars are already paying for.