Hello and thank you for entrusting me to answer your question.

Is the website for this company www.thecashbackcompany.com ?

I look forward to assisting you...

Sorry, I gave a faulty link there. Here is the website I have for Lyoness. Please confirm that this is the company you are inquiring about: http://www.lyoness.net/us/

Hi there.

Thank you for confirming

That's the company I thought it was.

My impression, after a very thorough review, is that this company is likely operating a multilevel/pyramid marketing scam, and you should avoid them becoming involved with them.

The first red flag I noticed is contained in the VERY FIRST sentence of their website. They state: "LYONESS AMERICA, INC. is a Delaware Corporation having its offices at XXX XXXXX XXXXXX, Suite 2710, New York, NY 10118." Yet, their domain registry indicates that the website was created in the country of Malta, several thousand miles away and free form the financial regulation of the United States.

I also take issue with the fact that their website is quite vague in regard to how this service actually operates. Lyoness mentions the need to attend "seminars." Anything that needs to be sold at a "seminar" should be immediately regarded as suspect.

There appear to be a very large number of "shill" reviews for this company (reviews posted by company representative and not actual, satisfied customers). This is another huge concern.

Here is a much more honest assessment of Lyoness: http://www.englishforum.ch/business-entrepreneur/101705-lyoness-cash-back-card-system.html

"Official accreditation" is extremely vague. There is simply way too many red flags here for it to be worth any involvement. The reviews, the fake address, the Malta operating location, the pyramid scheme. I've seen many businesses like this before and they are typically scams.

Does this adequately answer your question? My goal is that you are absolutely satisfied with my response, so if you have any additional questions or concerns please let me know.

For the reasons discussed above, I believe that this is a ponzi or pyramid scheme, and while it is certainly possible for some people to make money in this type of system, it should be avoided.

It would take a massive, class action lawsuit on theories of fraud, misrepresentation and breach of contract.

There is a grey area with companies like this.

They are not taking your money and disappearing. They aren't stealing.

What they are doing is being deceptive (in my opinion) about the income earning potential of their program in a manner that generates profits for their business.

So, this isn't a black and white "fraud," so to speak. It is simply a business that, in the opinion of many people, dramatically stretches the truth and makes unreasonable promises. It is not something worth becoming involved with.

Yes, I feel quite strongly that it would be a bad idea, knowing what I do about businesses with this type of structure and in light of the poor reviews and other discrepancies on their site that put their integrity into question.

I would be very grateful for your "Accept" if I have adequately answered your concerns. Very kindest regards.