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Megan C's CPA was verified on or about April 2012 by a leading third-party verification service.View the Terms of Service section on verifications
I am 61 years old and I have been paying for long term care for about 5 years. I wonder if financially it is a smart investment. You have to wait 100 days to use it and by that time I will be in trouble anyway. I have heard that it is not worth it and I have heard that It helps. I am going to inherit a home worth maybe 147000. I will live in it with my brother who at this time does not have a job, has 800 in retirement pay, and I am paying his rent and food budget. I am trying to figure out if there is a way to save the house for him If I should die. I guess there is 3 question here. 1. Is long term insurance worth it to me. 2 If I get Medicaid, is there a way to protect the home for him. 3 should I or he have insurance to take over the house