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Use the following website to see whether you qualify. It does not matter you have money in retirement accounts. The new medicaid has new method to calculate. It is income and family size driven. A person or household will qualify because it is health insurance. It is purely determined by income. Age should not matter, either. Apply anyway. From the surface, with your numbers, I cannot see why you don't qualify.
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Fiona Chen, MPA, Ph.D., CPA, ABV, CFF, CITP