Have a Finance Question? Ask a Financial Expert Online.
Generally once you have chosen a payment option, you cannot change your mind. This is further complicated by your age and the Required Minimum Distribution rules. You cannot contribute to a tax deferred account after you reach 70 1/2.
Your chosen option pays you a fixed amount over the time period you chose and the change now with added premiums would not be allowed.
You are required to click a positive rating if I am to be credited with the response.You have to actively click on a rating and click submit. Smiley Faces or Stars.
I will send your request to Customer Support