Thank you for your question on finance today.
At some point as your business grows, you will certainly need a source of fresh cash to keep funding deals. On the false assumption that you have no losses or expenses, you do have a rather hefty rate of return.
You are lending out 11.1K on a "10K" cash loan, which includes a hefty fee structure which is revenue to you.
Even excluding the fee income, a business borrowing 11,100 is paying an annualized interest rate of something like 62%! You should be generating tons of cash.
Regardless, the question you asked really is how your firm can get more capital to invest in these deals. You basically have two methods: Debt and Equity.
A Debt deal allows you to borrow money at a lower interest rate than you lend out at. Considering the high rates you have, this should be relatively easy. So, it becomes a matter of appetite for a decent return from a lender. A lender may offer a portfolio line of credit that is not specific to a borrowing deal or customer.
For a more sophisticated debt package, you may be able to create a special "collateralized debt obligation", much like housing lenders did in the first decade of this century. Here, you package up a bunch of specific deals into a larger tranche. You will be spreading out the risk by having many borrowers. Then, you sell the entire loan package to an investor or group of investors. You get a premium for your cash, such that maybe you have 100 deals of $10K each, for a face value of $1 Million. You know the investors will average a 25% return after projected losses, so you sell the package for $1.1 Million. Your profit is an immediate $100K. The investors get to hold the loans and get all the payments that come in. So they might expect, after losses, to gross 1.25M. Since this will pay off in about 6 months, their actual return is something like 27.2%. You both end up "winning".
You also can get equity investors into the company as a whole. Of course, this means you share the net profits, and overall, may be more costly, but it may be a logical way for you to grow your bot***** *****ne income by expanding the pie as a whole