I'm so sorry Barbra, to be the one to have to tell you this ... but hopefully having all the facts will help you "see around some corners" in the future.
401(k) accounts, IRA
accounts, Pensions, etc. (all those retirement type accounts called "qualified plans") are by law only allowed to be owned by one individual.
There is an owner (in the case of the workplace type plans such as 401(k)s and pensions, that is always the employee) and there is a beneficiary ... typically the spouse
THIS is something where you WOULD have some guarantees ... If a worker makes anyone other than their spouse the beneficiary of the plan, then the spouse much sign off and allow).
So, until such time as the EMPLOYEE takes the money out and decides to give to you by, say, putting into a jointly owned account, such as a joint bank account, those dollars are his...(just as the dollars in your 401(k) are only yours.
Hope this helps
I hope you'll rate my answer based on it thoroughness and accuracy, rather than any good news / bad news content ... Again my job is to be accurate, so that you can make informed decisions ... a positive rating is the only way I will get credit for my work.
HOWEVER, if you have more questions on this come back here, so you won't be charged for a second question.