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Tax on STD benefits depends on if your premiums were paid pre or post tax.
Whether or not you can attribute the payment to pre-tax or post tax depends on the date of the injury onset.
Unfortunately for you, the date of onset is June 29 ... when you were covered based on the pre-tax premiums
Here's a good article on how STD benefits are taxed CLICK HERE
If your injury had happened on July 1, then you would not be taxed on the payments from the plan, because the accident happened while you were covered by premiums paid after tax
and as such your benefit would not be taxable. However, the injury happened while you were covered under a pre-tax plan.
This is the reason that many tax advisors say to pay for your disability benefits after-tax.
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