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Unfortunately, after September 11, you now have to have a physical address in the US listed on your account.
So, if you do not have a home yet, you would probably have to use your sibling's address for the time being - but just until you got your own address and then you could change it on record with the bank.
Also, depending on the bank's policy, and the amount of the check, the bank can hold that check for up to 10 days before releasing the funds for you to use.
if she lives in illinois but i want to open an account in pennsylvania where the house/bank account will be will that matter?
what do i need to show them?
to open an account
No, that shouldn't matter. You just have to have a physical address.
You would need to show them your ID (passport)
so i would need a utilty bill of hers or something?
what if the bill is in her name as of course i wouldnt have any there
No, I've never had to show proof of address.
You just have to give them an address
could i open one here with hsbc and they might be able to open one remotely for me there
i read someone did that in london online
i used to bank with them
Yes, you can open a USD account at your major banks.
That might be easier.
so go to a big multi national bank and do it here beforehand
so they wouldnt require a usa address then
NO, they wouldn't - you would have your UK address it's just the account would be in US Dollars
would the check be deposited as usd and not converted to euros or pounds?
Yes, if the account is set up as a USD account then the check would be deposited as US Dollars
would that take 10 days to clear?
no more than that
You would have to ask the bank, because I am not familiar with practices in the UK
they can actually do it all here though right?
They should be able to, because you can do the opposite here in the US (open up foreign currency accounts)
You know what would be so much easier?
If you open your USD account and have your sibling wire you the money
yes i know but i asked you in another query earlier about that
before i had a usd account
her bank wouldnt do the wire
too small towny
Oh okay I didn't realize that I had spoken to you before, because your name shows up as a customer number. I didn't look at your history, I apologize
no that is ok
i think i should try and open an account here
do you know what banks do it for sure here?
I think you should too, because it is a hassle in the US if you are foreign
okee dokee thanks!
I would think HSBC, Bank of America (if they have a London office)
Anything else I can assist you with today?