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If you haven't already, the first step is to notify the military so your wife can get a new card.
As a precaution, it's a good idea to notify the three major credit bureaus that your social security number has been compromised. They can put a security freeze on your account, which means that no one can request credit using your social security number without the passcode that you choose.
You can get a free copy of your credit report once per year from www.annualcreditreport.com
. You may want to check to make sure there is no unusual activity. It is possible to get TransUnion reports only (not the other bureaus) every two weeks from www.creditkarma.com
, which is also a free service. Or you may want to consider signing up for a credit monitoring service.
If you see any items on your credit report that you did not authorize, you can dispute them immediately. Just keep an eye on it for awhile and report anything that you did not do. You may also want to consider whether to call your bank and add a security code to your account for calls made to their call center, since some banks allow a person to access banking information using a name and social security number. Usually more information would be needed, but it's a precaution you may want to take.
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