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Ask Megan C Your Own Question
Megan C
Megan C, Certified Public Accountant (CPA)
Category: Finance
Satisfied Customers: 16547
Experience:  Licensed CPA, CFE, CMA, CGMA who teaches accounting courses at Master's Level
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I need to get a loan of at least 1500.00 today and I have bad

This answer was rated:

I need to get a loan of at least 1500.00 today and I have bad credit can you help me?

MyVirtualCPA :

Thank you for your question, and thanks for using JustAnswer.com

MyVirtualCPA :

How are you today?

Customer:

I am fineand you

MyVirtualCPA :

Fine. Have you tried sites like Lending Club and Prosper?

MyVirtualCPA :

For your loan?

Customer:

no what are they

MyVirtualCPA :

They are peer lending sites where regular people loan you money

MyVirtualCPA :

There's no guarantee you would be approved, but it's worth taking a look at'

Customer:

do they lend or put the information out to other people

MyVirtualCPA :

Well they don't give the other people your ID

MyVirtualCPA :

But what happens is you apply with the site, which is secure then you make a profile explaining why you need a loan. Then, people can look at your profile and decide whehether or not to lend to you

Customer:

do they have a web site or a local office

MyVirtualCPA :

www.prosper.com

MyVirtualCPA :

www.lendingclub.com

Customer:

when I say I have bad credit I am not joking it was 578 but after all the places that checked it is lower now will they still look at me

MyVirtualCPA :

I am not sure that prosper or lending club would approve you

Customer:

thank you

MyVirtualCPA :

http://www.nationsbadcreditloans.com/

MyVirtualCPA :

There's another place to take a look

Customer:

are they a loan place or do they have a list of lenders

MyVirtualCPA :

That nations bad credit place appeared to be a lender

Customer:

thank you

MyVirtualCPA :

You're welcome

MyVirtualCPA :

is there anything additional you may need?

Customer:

not at this time. have a good day.

MyVirtualCPA :

You too. Please take a moment to rate my response as "excellent" so that I may receive credit for assisting you today

Megan C and other Finance Specialists are ready to help you