Dear Friend, hello and welcome....
Though this is a difficult prepostion, it s of impossible tough. Opening community banks offer good opportunity.
Generally banks need about $12 to 20 million in capital to get started. Many community banks are able to raise that money locally.
You can create the board of directors made of up of business leaders from within the community that can include big law firms, construction companies, accounting firms, etc.
Once capital is assembled, the process is hardly finished. The application to the regulatory agencies is an arduous process, especially in the aftermath of the financial crisis. Community bank applications have slowed since the recession.
If you are able to raise capital, buying up existing branches is a better idea as it can reduce your gestation period dramatically.
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