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While you should be able to get a business credit card now (since banks want you in business at least 2 years) the reality is that as long as this is a closely held venture (only a few owners) they will almost always want personal guaranties. That has become even more restrictive with the economic situation. To get a business card without the personal guaranties you should call the telephone number on the back of one of your current cards and ask to speak with a customer service representative. An excellent personal history coupled with strong financials should do the trick.