I appreciate the opportunity to help!
Hello Sandra...while you have the right idea about building new credit history, there is sucha thing as too much too soon...Yo need to slow down at this point as addingmore different credit lines is going to be veiwed as bad. You have too many already and that be a negative. The more open credit you have like this, it appears you may be out of control and it really doesn't matter what your score is. Hard inquiries will also affect your score and the amount of open credit lines.
There are five categories that go into your credit score:
As you can see, the bulk of your credit score comes from your payment history and the total amounts that you owe. This means late payments and high balances have the greatest impact on your overall score. But too much new credit and type of credit (revolving/credit card) will affect it too...