Yes, you can make withdrawals from your IRAs without being subject to the 10% penalty as you meet the IRS's definition of disability. Withdrawals due to permanent disability are exempt from the penalty.
You will need to file Form 5329 to claim the exemption.
OK, so it is as simple as that?
Yes, it is that simple. Here are some IRS links explaining the rules - http://www.irs.gov/taxtopics/tc557.html http://www.irs.gov/pub/irs-pdf/f5329.pdf See page 53 - http://www.irs.gov/pub/irs-pdf/p590.pdf
Use code 03 on the 5329 - See page 3 - http://www.irs.gov/pub/irs-pdf/i5329.pdf
Thank you very much, Bill. You have made me so happy! :) If I press the accept button will this page still be here so I can click on those links?
I'm not sure. You may want to review the links first before accepting