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Hello, Banks are not allowed to open bank account without social security numbers but can open them with Federal Identification Number. Usually you can apply for a FIN when you would start a business. Here is the link to apply http://www.irs.gov/businesses/small/article/0,,id=102767,00.html
Be aware if it gets nasty a good lawyer will ask if you have hidden assets and if you lie that is perjury. So think about with a level head and decide if its worth the risk. Thank You Tom Please click accept.