For the amount of 6000 $, payday loans are generally expensive as they are meant for lower amounts.
For personal loans, You can try the following resources and apply online.
I am sure, the above shall help...
Does your loan with citifinancial and the payday loan total close to 10k ? If yes, then you can consolidate all of them from americannonunsecured.
This will suit you the best. Let there be some more borrowing if you are falling short of 10k. This way you will not only service your old loans but consolidate the existing with probably lower interest rate (much lower than payday) loans and this may keep your monthly out go practically unchanged or may have little change.
I hope the above helps...
That is even better. Approach americannonunsecured for clubbing and consolidating these loans.. Its going to be a better deal.. It is NOT that they offer only 1k or 10k. For loans for minimum 10k and amount upto 250k, click here.. http://www.americaoneunsecured.com/loans/PersonalLoan.aspx
Wish you good luck..